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Mortgage and Refinance Rates Today: Experts Predict High Rates Ahead

The current 30-year fixed interest rate stands at 6.50%, while the 15-year fixed rate has decreased by four basis points to 5.83%. Economists expect mortgage rates to remain high throughout 2025, with predictions ranging from 6.50% to 6.60% by the end of the year. As a result, homebuyers may want to consider locking in their rate now rather than waiting for potential lower rates later this year.

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